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Chapter 4 - The Legal Avalanche

By 2:00 PM, Warren’s world was entirely toxic.

The caterers had stripped the lawn of every table, chair, and decorative flower, leaving behind ugly brown tracks in the pristine turf where their trucks had backed up. Marcus Vance had refused to leave until Warren signed a personal promissory confession acknowledging the $42,500 debt, threatening to call the police right there in front of the neighbors.

But that was nothing compared to the courier who arrived at 1:30 PM.

Warren sat in his grand study, staring at the thick white envelope bearing the seal of Pendelton, Chase & Associates.

"What is it, Warren?" Beverly demanded, pacing the room. She was still wearing her designer suit from the night before, looking increasingly frayed around the edges. "Is it the investment clearance?"

"It’s a demand notice," Warren whispered, his voice trembling so violently he could barely hold the paper. "For the $300,000. It says the loan was issued by an entity called RUP Holdings, LLC. It says I am in immediate default for failure to provide verified banking statements showing matching collateral."

"Well, call Allison’s father!" Beverly snapped. "Tell that old man to call his bank and fix this! It’s his money!"

"Mom, you don't understand," Warren shouted, his composure completely breaking. "The note says I have twenty-four hours to wire the full $300,000 to their corporate escrow account, or they file an immediate asset seizure. They’ll take my car. They’ll freeze my corporate accounts. They’ll take everything."

"This is Allison," Beverly hissed, her eyes narrowing. "This is her little revenge because I put her in her place last night. She went crying to her parents, and they’re trying to scare you. Where does she work again? That little apartment office in Alexandria?"

"Arlington," Warren corrected hoarsely. "The leasing office on Jefferson Street."

"Get your coat," Beverly ordered, grabbing her leather handbag. "We are going down there right now. I am going to show that girl exactly what happens when you try to play financial games with the Pike family. She will call her parents, she will drop this ridiculous notice, and she will come back here to clean up this house."

Warren hesitated. A deep, instinctual alarm bell was ringing in the back of his mind. The legal paperwork didn't look like something a retired schoolteacher’s daughter could conjure up overnight. The language was cold, ironclad, and devastatingly professional. But desperation overrides intellect. He needed Allison to fix this. She had always fixed things.

They climbed into his imported SUV—the lease on which was also two months in arrears—and tore down the highway toward the modest suburban commercial strip where he believed his wife spent her mornings filing tenant applications.

When they arrived at the small, brick leasing office on Jefferson Street, Warren stormed through the door, with Beverly marching right behind him like a general leading a doomed cavalry charge.

A young woman sitting behind a laminate desk looked up, startled. "Can I help you?"

"Where is Allison?" Warren demanded, slamming his hand on the desk. "Allison Pike. Tell her to get out here right now."

The receptionist blinked, looking confused. "An Allison Pike doesn't work here, sir. This is a regional satellite office for management services."

"Don't lie to me!" Beverly shouted. "She’s a leasing assistant here! She’s been working here for five years!"

The receptionist’s face cleared as she looked at a corporate directory on her screen. "Oh... wait. Are you talking about Allison Reed? The owner of the parent company?"

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Warren froze. "What?"

"Allison Reed," the receptionist repeated, her voice dripping with sudden reverence. "She doesn't work here. This is just one of her properties. Her main office is the corporate headquarters of Reed Urban Partners in Tysons Corner. But she’s almost never there for walk-ins—she's the CEO."

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