I drove Delilah and Noah to my house that night.

Neither of them spoke much during the ride.

Noah fell asleep almost immediately, his little dinosaur pressed against his chest.

Delilah stared out the window.

When we arrived, I tucked Noah into the guest room and made tea for my daughter.

That was when she handed me a thick stack of documents.

"Mom, there's something else."

The fear in her voice made my stomach tighten.

I opened the folder.

At first, I thought it was paperwork from the house.

Then I saw bank statements.

Loan agreements.

Credit card applications.

Property records.

My eyes widened.

"Delilah... what is this?"

Tears filled her eyes.

"Evan used my name."

I kept turning pages.

There were over $180,000 in debts.

Credit cards.

Personal loans.

Lines of credit.

Accounts I had never seen before.

Accounts Delilah claimed she had never authorized.

My hands began to shake.

"How long has this been happening?"

"Three years."

Three years.

While I believed my daughter was living comfortably.

While Evan posted photos of vacations and new vehicles online.

While his mother bragged about designer handbags and luxury shopping trips.

Everything had been financed through fraud.

Using my daughter's identity.

Then I reached the final document.

A life insurance policy.

Beneficiary: Evan Mercer.

Insured: Delilah Mercer.

Amount: $1,000,000.

A cold chill ran through my body.

"Why would he take out this policy?"

Delilah looked down.

"Mom... two weeks before he threw us out, he kept asking me to sign papers."

My heart stopped.

"What papers?"

"He said they were refinancing documents."

Silence filled the room.

Neither of us wanted to say what we were thinking.

But the possibility was terrifying.

Someone who could steal a person's identity might be capable of much worse.

The next morning, I called an attorney.

And by afternoon, our lives changed forever.